About Us


To contribute to Indian society to the possible extent by encouraging Rural, Semi-Rural and Urban saving habits of the people .


To Bring the people life in bright and happy by the way of savings and all financial assistance with in limit as defined in Nidhis Act 2013. To improve the society by bringing more employment through Nidhi Activity. To empower the women member welfare by Providing small loans to women′s with lower rate of interest.


What is Nidhi Company?

  1. Nidhi in the Indian context / language means ″treasure″.- connected with financial transactions
  2. However, in the Indian financial sector it refers to any mutual benefit society notified by the Central / Union Government which has been termed as a Nidhi Company.
  3. They are created mainly for cultivating the habit of thrift and savings amongst its members. Nidhi Companies can help Government′s policy to cover the financial inclusion where reaching out to the people in urban areas with their sole intention of cultivating saving habits.
  4. The companies doing Nidhi business, viz. borrowing from members and lending to members only, are known under different names such as Nidhi, Permanent Fund, Benefit Funds, Mutual Benefit Funds and Mutual Benefit Company.
  5. Nidhis are more popular in South India and are highly localized single office institutions.
  6. They are mutual benefit societies, because their dealings are restricted only to the members; and membership is limited to individuals.
  7. The principal source of funds is the contribution from the members.

According to the section 406 of the Companies Act 2013, ″ Nidhi ″ means a company which has been incorporated as a Nidhi with the object of cultivating the habit of thrift and savings amongst its members, receiving deposits from and lending to, its members only, for their mutual benefit and which complies with such rules as are prescribed by the Central Government for regulation of such companies. A copy of every notification proposed to be issued under sub-section (2), shall be laid in draft before each House of Parliament, while it is in session, for a total period of thirty days, and if, both Houses agree in disapproving the issue of notification or both Houses agree in making any modification in the notification, the notification shall not be issued or, as the case may be, shall be issued only in such modified form as may be agreed upon by both the Houses.

In reckoning any such period of thirty days as is referred to in sub-section (3), no account shall be taken of any period during which the House referred to in sub-section (3) is prorogued or adjourned for more than four consecutive days The copies of every notification issued under this section shall, as soon as may be after it has been issued, be laid before each House of Parliament.
B. Certificate:
1. In-corporation certificate.
2. Services
a. Deposits
b. Loan
C. Locker